Monthly Net Income
Net amount deposited to your account (salary + extra earnings).
Orçamento sugerido
R$ 2.500,00
Rent, mortgage, utilities, groceries, transport, healthcare, and basic insurance.
Orçamento sugerido
R$ 1.500,00
Dining out, entertainment, streaming, travel, shopping, and personal hobbies.
Poupança mensal sugerida
R$ 1.000,00
Emergency fund, high-interest debt payoff, retirement, and long-term investments.
How it works
1
Enter your net monthly income deposited into your bank account.
2
Review the recommended 50% needs, 30% wants, and 20% savings breakdown.
3
Optionally switch to 'Real Audit' mode to input your current expenses and receive budget health feedback.
Frequently asked questions
Is it really free?
Yes. The site is supported by ads, so you never pay or need to create an account.
What counts as a need versus a want?
Needs are essential obligations you cannot skip (rent, groceries, utilities, basic transportation, medicine). Wants are lifestyle choices (dining out, vacations, streaming services, hobbies).
Does it work on mobile?
Yes. The page adapts to your screen and does not require installing any app.